WHAT YOU MIGHT NOT KNOW ABOUT INSURANCE: Homeowners, Condo, Renters, Secondary Residence, Rented out, etc is what I feel is the best bang for the buck. I have many people ask for this insurance because they are worried about their skis getting stolen. Well, unfortunately this won’t help because a theft claim is bad to have on your record and your deductible will probably be around $500. However, you will most likely have $300,000 or so in liability insurance which means if you cause a fire and it burns down a good portion of the condo complex, or your neighbors prize roses, and even if you pull a misty 540 and land on someone you will have attorney’s to protect you and an insurance company to deal with the mess until your limits are used up. PS: Attorney costs are limitless unless you buy a policy from some random company online out of Argentina. J